A two-story home on a quiet street at golden hour

Home Loans For Those Who Served

Purchase, refinance, and renovation options for eligible Veterans.

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Government loan

VA Home Loans

  • 100%Home financing for eligible Veterans
  • 580Minimum credit score

VA Loans are guaranteed by the U.S. Department of Veterans Affairs, also known as a government loan.

Program highlights

  • No down payment required for qualified borrowers
  • VA purchase loans allow eligible Veterans 100% home financing
  • 580 minimum credit score
  • No monthly mortgage insurance premiums
  • Up to 100% seller paid costs on purchase
  • Lender/seller credits permitted and may reduce overall borrower investment
  • No prepayment penalties
  • High balance VA products also available (subject to county limit restrictions)
  • VA Interest Rate Reduction Refinance Loans available

Renovation

VA Renovation

  • 620Minimum credit score
  • 100%Financing for purchase and rate-and-term refinance loans
  • Up to$50,000Financing for home improvements

A renovation loan might be for you

Found a fixer-upper in the perfect location? Want to refresh an older property? Supreme Lending offers Renovation loan programs that combine a traditional purchase or refinance mortgage with a construction loan all in one—with a one-time closing and one set of closing costs—financing the upfront costs of large repairs and rehab projects.

Highlights

  • 620 minimum credit score
  • 100% financing for purchase and rate-and-term refinance loans
  • Rate-and-term refinances with high-balance loan amounts are limited to 90% loan-to-value (LTV)
  • Up to $50,000 financing for home improvements