Financing Built Around Real Life
There’s More Than One Way to Move Forward
NON-QM LOANS AT A GLANCE
A breakdown of alternative financing solutions designed for borrowers with complex income or credit profiles.
-
Ideal for: Self-Employed Borrowers who do not meet traditional guidelines, but can qualify using cash flow from bank statements.
Qualify with 100% on personal account deposits & up to 90% on business account deposits (12 consecutive months)
-
Ideal for: Real Estate Investors looking to qualify with limited documentation.
Qualify based on the cash flow of the subject property
-
Ideal for: Borrowers who have significant assets, but do not meet traditional income requirements.
Qualify based on liquid assets to cover the loan balance
-
Ideal for: An individual who is living in the United States and does not have a Social Security number.
Qualify using Individual Taxpayer Identification Number
-
Ideal for: Self-Employed borrowers who do not meet traditional guidelines.
Qualify based on income earned via non-employment such as a freelancer/contractor
-
Ideal for: Self-Employed borrowers who do not meet traditional guidelines.
Qualify based on financial report showing
Before You Give Up, Talk to Someone Who Knows the Options
If another lender has told you no, it does not mean homeownership is off the table. Many unique financial situations simply require experience, creativity, and a deeper understanding of available loan programs. A conversation with a Supreme Lending loan officer can help uncover solutions others may not offer. It is always worth a conversation.
