Equifax Data Breach Affects 50% of Americans

Summary

Equifax credit reporting agency, one of the nation’s three major credit reporting agencies, recently announced that personal information of up to 143 million consumers may have been compromised by hackers. . . that’s over half of Americans. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers and credit card numbers. We’ve identified steps for you to protect yourself and we’ve also provided information on what to do if you’ve applied for a mortgage or you’re getting ready to apply for a mortgage and you’ve been negatively impacted by a data breach.

  • Timeliness: Urgent. Best to give the presentation as soon as possible.
  • Expiration: 10/15/17

Talking Points

  • If you have a credit report, there’s a good chance your personal information was exposed through the massive data breach that recently occurred at Equifax.

  • Find out if your information may have been exposed by going to Equifax’s website, www.equifaxsecurity2017.com 

  • Equifax not the first major data breach nor will probably be the last; assume your personal data at some point will be compromised. There are steps you can take right now to protect your identity and credit including checking your credit report, monitoring your accounts and even placing fraud alerts or a freeze on your credit files.

  • If you’re a victim of identity theft, visit IdentityTheft.gov to find out what to do to report and recover from identity theft.

  • If you’re a victim of identity theft and have applied for a mortgage, contact your Loan Officer to discuss the process to rebut the negative information with the credit reporting agencies so that your accurate credit information is restored and your loan can go forward. 

Videos

The videos below might be a bit long to kick off your presentation, but they are good tools to get you informed or to share with your realtors via email to alert them to the issue and invite them to the presentation.

CNN piece, 1:36, probably best for sharing high-level topic.

CNBC interview that talks about next steps. 4:22

Slide Presentation

Handouts/Flyers

 
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image size can be adjusted in Outlook.

Flyer Option #1: General Data Breach Flyer with scaled infographic.

Fyler Option #2: Focused specifically on Equifax breach.

 

Example Presentation

 
 

Tai Anderson

Market Like A Rockstar!